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	<title>O.C. Real Estate Consultant</title>
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	<link>http://www.ocrealestateconsultant.com</link>
	<description>Relevant and Valuable Real Estate Information</description>
	<lastBuildDate>Thu, 17 May 2012 21:11:35 +0000</lastBuildDate>
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		<title>Buying Opportunity?  Who says this is a good time to buy?</title>
		<link>http://www.ocrealestateconsultant.com/2012/05/buying-opportunity-who-says-this-is-a-good-time-to-buy/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/05/buying-opportunity-who-says-this-is-a-good-time-to-buy/#comments</comments>
		<pubDate>Thu, 17 May 2012 21:08:52 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[Selling your Home]]></category>
		<category><![CDATA[What's New?]]></category>
		<category><![CDATA[anaheim hills real estate]]></category>
		<category><![CDATA[anaheim hills short sale]]></category>
		<category><![CDATA[first time home buying]]></category>
		<category><![CDATA[First time homebuyers]]></category>
		<category><![CDATA[has the housing market hit bottom]]></category>
		<category><![CDATA[has the market hit bottom]]></category>
		<category><![CDATA[is now a good time to buy a home]]></category>
		<category><![CDATA[is now a good time to get back in the real estate market]]></category>
		<category><![CDATA[is now a good time to invest in real estate]]></category>
		<category><![CDATA[is now a good time to sell]]></category>
		<category><![CDATA[is now a good time to sell a home]]></category>
		<category><![CDATA[orange real estate]]></category>
		<category><![CDATA[orange short sale]]></category>
		<category><![CDATA[placentia real estate]]></category>
		<category><![CDATA[placentia short sale]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[tustin ranch real estate]]></category>
		<category><![CDATA[tustin ranch short sale]]></category>
		<category><![CDATA[villa park real estate]]></category>
		<category><![CDATA[what is happening with the housing market]]></category>
		<category><![CDATA[will home prices go lower]]></category>
		<category><![CDATA[will prices on homes drop again]]></category>
		<category><![CDATA[yorba linda real estate]]></category>
		<category><![CDATA[yorba linda short sale]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=3026</guid>
		<description><![CDATA[Real Estate agents are often questioned on their integrity or merit when they answer the question, is now a good time to buy. The reason is somewhat obvious, when we sell a home, we are compensated via a commission check and therefore we are in it for ourselves. I accept this thought; however I would [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who says there is no principle reductions?</title>
		<link>http://www.ocrealestateconsultant.com/2012/05/who-says-there-is-no-principle-reductions/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/05/who-says-there-is-no-principle-reductions/#comments</comments>
		<pubDate>Fri, 11 May 2012 21:07:02 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[how do I get financial help]]></category>
		<category><![CDATA[Tip of the Week!]]></category>
		<category><![CDATA[What's New?]]></category>
		<category><![CDATA[can i get a principle reduction on my mortgage]]></category>
		<category><![CDATA[foreclosure alternatives]]></category>
		<category><![CDATA[how can i get a principle reduction on my mortgage]]></category>
		<category><![CDATA[options for a principle reductions]]></category>
		<category><![CDATA[principle reduction]]></category>
		<category><![CDATA[principle reduction options]]></category>
		<category><![CDATA[short sale alternatives]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=3011</guid>
		<description><![CDATA[This is a great post from a friend in San Jose ~ California is offering free money for mortgages while making a push to get homeowners into a 2 billion dollar foreclosure prevention program, and as a result, you could see a principal reduction on your mortgage if you qualify. The program is called Keep [...]]]></description>
		<wfw:commentRss>http://www.ocrealestateconsultant.com/2012/05/who-says-there-is-no-principle-reductions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The 3.8% Tax that will go into effect in 2013</title>
		<link>http://www.ocrealestateconsultant.com/2012/05/the-3-8-tax-that-will-go-into-effect-in-2013/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/05/the-3-8-tax-that-will-go-into-effect-in-2013/#comments</comments>
		<pubDate>Thu, 10 May 2012 12:57:11 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[Selling your Home]]></category>
		<category><![CDATA[What's New?]]></category>
		<category><![CDATA[3.8% tax in the Obama health care bill]]></category>
		<category><![CDATA[3.8% transfer tax on income property]]></category>
		<category><![CDATA[3.8% transfer tax on real estate]]></category>
		<category><![CDATA[3.8% transfer tax on rentals]]></category>
		<category><![CDATA[Anaheim hills]]></category>
		<category><![CDATA[anaheim hills real estate]]></category>
		<category><![CDATA[how will the 3.8% tax affect homeowners]]></category>
		<category><![CDATA[how will the 3.8% tax effect homeowners. Real estate]]></category>
		<category><![CDATA[is now a good time to invest in real estate]]></category>
		<category><![CDATA[Obamas health care bill]]></category>
		<category><![CDATA[Orange County Real Estate]]></category>
		<category><![CDATA[placentia real estate]]></category>
		<category><![CDATA[the 3.8% tax]]></category>
		<category><![CDATA[tustin ranch real estate]]></category>
		<category><![CDATA[villa park real estate]]></category>
		<category><![CDATA[what does the 3.8% tax in the healthcare bill mean to me]]></category>
		<category><![CDATA[what is the 3.8% tax in the health care bill]]></category>
		<category><![CDATA[yorba linda real estate]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=2959</guid>
		<description><![CDATA[You have probably already heard all the buzz about this &#8220;3.8% tax&#8221; that was buried in the &#8220;Obama Care&#8221; health care bill that was approved earlier in Obama&#8217;s term, yet you may not know too much about it&#8230; and there are a lot of misconceptions in our market right now&#8230; Attached is a brochure published [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>21 Francheshi, Back on the Market</title>
		<link>http://www.ocrealestateconsultant.com/2012/05/just-re-listed-21-francheshi-is-back-on-the-market/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/05/just-re-listed-21-francheshi-is-back-on-the-market/#comments</comments>
		<pubDate>Thu, 10 May 2012 04:32:00 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[What's New?]]></category>
		<category><![CDATA[aliso viejo homes]]></category>
		<category><![CDATA[Aliso Viejo listings]]></category>
		<category><![CDATA[Aliso viejo property]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=2991</guid>
		<description><![CDATA[ Featured Properties &#124; Property Search &#124; Your Home&#8217;s Value &#124; Resources &#124; Meet Jeff &#124; Contact Us 21 Francheshi is Back on the Market! Francheshi Place is an extraordinary 3 bedroom, 2.5 bathroom detached condo nestled in the heart of Aliso Viejo in the highly sought after gated community of “Talavera”.  This free flowing floor-plan offers approximately 1642 comfortable sq. ft. with a great living [...]]]></description>
		<wfw:commentRss>http://www.ocrealestateconsultant.com/2012/05/just-re-listed-21-francheshi-is-back-on-the-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What does a Notice of Default mean to your neighborhood?</title>
		<link>http://www.ocrealestateconsultant.com/2012/05/what-does-a-notice-of-default-mean-to-me/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/05/what-does-a-notice-of-default-mean-to-me/#comments</comments>
		<pubDate>Thu, 03 May 2012 18:05:07 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[Selling your Home]]></category>
		<category><![CDATA[Short Sale Updates]]></category>
		<category><![CDATA[What's New?]]></category>
		<category><![CDATA[anaheim hills loan modification]]></category>
		<category><![CDATA[anaheim hills real estate]]></category>
		<category><![CDATA[anaheim hills short sale]]></category>
		<category><![CDATA[HAFA Program]]></category>
		<category><![CDATA[HAMP Program]]></category>
		<category><![CDATA[HARP Program]]></category>
		<category><![CDATA[how do I get help with a loan modification?]]></category>
		<category><![CDATA[how do the changes in the HAFA program help me]]></category>
		<category><![CDATA[how long is a notice of default for loan modification help]]></category>
		<category><![CDATA[notice of default]]></category>
		<category><![CDATA[notice of trustee sale]]></category>
		<category><![CDATA[placenita real estate]]></category>
		<category><![CDATA[placentia loan modification]]></category>
		<category><![CDATA[placentia short sale]]></category>
		<category><![CDATA[real estate loan modification]]></category>
		<category><![CDATA[short sale help]]></category>
		<category><![CDATA[tustin ranch loan modification]]></category>
		<category><![CDATA[tustin ranch real estate]]></category>
		<category><![CDATA[tustin ranch short sale]]></category>
		<category><![CDATA[villa park loan modification]]></category>
		<category><![CDATA[villa park real estate]]></category>
		<category><![CDATA[villa park short sale]]></category>
		<category><![CDATA[what is a notice of default]]></category>
		<category><![CDATA[what is a notice of trustee sale]]></category>
		<category><![CDATA[what is happening with my loan modification]]></category>
		<category><![CDATA[what is the HAFA program]]></category>
		<category><![CDATA[yorba linda loan modification]]></category>
		<category><![CDATA[yorba linda short sale]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=2933</guid>
		<description><![CDATA[This is a question that we frequently get here in North Orange County&#8230; Many people say, it doesn&#8217;t matter, or that doesn&#8217;t affect me, and you may be right.  It may not affect you, in fact, if you are going to stay in your home for more than 3 years, I have to believe that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Watch your NOD!</title>
		<link>http://www.ocrealestateconsultant.com/2012/04/watch-your-nod/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/04/watch-your-nod/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 21:07:56 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[Loan Modifications]]></category>
		<category><![CDATA[Selling your Home]]></category>
		<category><![CDATA[Short Sale Updates]]></category>
		<category><![CDATA[anaheim hills loan modification]]></category>
		<category><![CDATA[anaheim hills real estate]]></category>
		<category><![CDATA[anaheim hills short sale]]></category>
		<category><![CDATA[HAFA Program]]></category>
		<category><![CDATA[HAMP Program]]></category>
		<category><![CDATA[HARP Program]]></category>
		<category><![CDATA[how do I get help with a loan modification?]]></category>
		<category><![CDATA[how do the changes in the HAFA program help me]]></category>
		<category><![CDATA[how long is a notice of default for]]></category>
		<category><![CDATA[loan modification help]]></category>
		<category><![CDATA[notice of default]]></category>
		<category><![CDATA[notice of trustee sale]]></category>
		<category><![CDATA[placenita real estate]]></category>
		<category><![CDATA[placentia loan modification]]></category>
		<category><![CDATA[placentia short sale]]></category>
		<category><![CDATA[real estate loan modification]]></category>
		<category><![CDATA[short sale help]]></category>
		<category><![CDATA[tustin ranch loan modification]]></category>
		<category><![CDATA[tustin ranch real estate]]></category>
		<category><![CDATA[tustin ranch short sale]]></category>
		<category><![CDATA[villa park loan modification]]></category>
		<category><![CDATA[villa park real estate]]></category>
		<category><![CDATA[villa park short sale]]></category>
		<category><![CDATA[what is a notice of default]]></category>
		<category><![CDATA[what is a notice of trustee sale]]></category>
		<category><![CDATA[what is happening with my loan modification]]></category>
		<category><![CDATA[what is the HAFA program]]></category>
		<category><![CDATA[yorba linda loan modification]]></category>
		<category><![CDATA[yorba linda short sale]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=2911</guid>
		<description><![CDATA[That is&#8230; watch your Notice of Default and your Notice of Trustee&#8217;s Sale dates! Here in California, a Notice of Default is the first Formal Action the lender is taking in the Foreclosure process.  The Notice is typically delivered via Certified Mail or posted on the property, and in simple terms, it states that the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The tale of two markets&#8230;</title>
		<link>http://www.ocrealestateconsultant.com/2012/04/the-tale-of-two-markets/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/04/the-tale-of-two-markets/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 17:21:55 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[Selling your Home]]></category>
		<category><![CDATA[Short Sale Updates]]></category>
		<category><![CDATA[What's New?]]></category>
		<category><![CDATA[Anaheim hills]]></category>
		<category><![CDATA[anaheim hills foreclosure]]></category>
		<category><![CDATA[anaheim hills real estate]]></category>
		<category><![CDATA[anaheim hills short sale]]></category>
		<category><![CDATA[bank owned homes]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[how much is my home worth]]></category>
		<category><![CDATA[is now a good time go get a real estate loan]]></category>
		<category><![CDATA[is now a good time to buy a home]]></category>
		<category><![CDATA[is now a good time to invest in real estate]]></category>
		<category><![CDATA[is now a good time to look into real estate]]></category>
		<category><![CDATA[is now a good time to refinance]]></category>
		<category><![CDATA[is now a good time to sell my home]]></category>
		<category><![CDATA[is now a good time to sell my house]]></category>
		<category><![CDATA[Orange County Real Estate]]></category>
		<category><![CDATA[orange short sale]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Real Estate Anaheim hills]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=2893</guid>
		<description><![CDATA[We are often asked the question, what is the best city to buy in, or what city will have the highest rate of return on investment? Experience shows that this is almost impossible to answer.  I would like to explain by illustrating the tale of two markets, right here in Anaheim Hills.  If you look [...]]]></description>
		<wfw:commentRss>http://www.ocrealestateconsultant.com/2012/04/the-tale-of-two-markets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is now a good time to buy a home?</title>
		<link>http://www.ocrealestateconsultant.com/2012/04/is-not-a-good-time-to-buy-a-home/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/04/is-not-a-good-time-to-buy-a-home/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 19:08:22 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[Selling your Home]]></category>
		<category><![CDATA[What's New?]]></category>
		<category><![CDATA[Anaheim hills]]></category>
		<category><![CDATA[anaheim hills real estate]]></category>
		<category><![CDATA[is now a good time to buy a home]]></category>
		<category><![CDATA[is now a good time to buy a home in orange]]></category>
		<category><![CDATA[is now a good time to buy a home in placentia]]></category>
		<category><![CDATA[is now a good time to buy a home in villa park]]></category>
		<category><![CDATA[is now a good time to buy a home in yorba linda]]></category>
		<category><![CDATA[is now a good time to buy in Anaheim Hills]]></category>
		<category><![CDATA[is now a good time to invest in real estate]]></category>
		<category><![CDATA[is now a good time to pay off my mortgage]]></category>
		<category><![CDATA[is now a good time to refinance]]></category>
		<category><![CDATA[Orange County Real Estate]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Tustin Ranch]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=2855</guid>
		<description><![CDATA[Last week we touched on whether or not this is a good time to rent&#8230; now we address the question is now a good time to buy a home? Again, there are a lot of variables that go into addressing the specifics of this question.  Placing those specifics aside, let&#8217;s look at a few of [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is now a good time to Rent a home?</title>
		<link>http://www.ocrealestateconsultant.com/2012/03/is-now-a-good-time-to-rent/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/03/is-now-a-good-time-to-rent/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 18:14:21 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[Selling your Home]]></category>
		<category><![CDATA[What's New?]]></category>
		<category><![CDATA[first time home buyer opportunities]]></category>
		<category><![CDATA[first time home buyer programs]]></category>
		<category><![CDATA[is now a good time to buy]]></category>
		<category><![CDATA[is now a good time to buy a home]]></category>
		<category><![CDATA[is now a good time to buy in Anaheim Hills]]></category>
		<category><![CDATA[is now a good time to buy in Orange]]></category>
		<category><![CDATA[is now a good time to buy in Placentia]]></category>
		<category><![CDATA[is now a good time to buy in Tustin Ranch]]></category>
		<category><![CDATA[is now a good time to buy in Villa Park]]></category>
		<category><![CDATA[is now a good time to buy in Yorba Linda]]></category>
		<category><![CDATA[is now a good time to refinance]]></category>
		<category><![CDATA[Is now a good time to rent]]></category>
		<category><![CDATA[is now a good time to sell]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[selling your home in todays market]]></category>
		<category><![CDATA[the best time in history to buy]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=2848</guid>
		<description><![CDATA[Typically we are asked is now a good time to Rent or Buy a Home?  It&#8217;s never an easy yes or no answer, and the reason is that it depends on your long term and short term goals. With that said, there is however an understanding that renting right now is no longer the value [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Looking for new construction?  Consider Irvine!</title>
		<link>http://www.ocrealestateconsultant.com/2012/03/looking-for-new-construction-consider-irvine/</link>
		<comments>http://www.ocrealestateconsultant.com/2012/03/looking-for-new-construction-consider-irvine/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 16:55:09 +0000</pubDate>
		<dc:creator>Jeffrey Simons</dc:creator>
				<category><![CDATA[What's New?]]></category>
		<category><![CDATA[are there any new developments in Irvine]]></category>
		<category><![CDATA[Are there any new townhomes in irvine]]></category>
		<category><![CDATA[Condos in Irvine]]></category>
		<category><![CDATA[Irvine Real Estate]]></category>
		<category><![CDATA[is there any new construction in Irvine]]></category>
		<category><![CDATA[New condos in irvine]]></category>
		<category><![CDATA[New Construction in Irvine]]></category>
		<category><![CDATA[new construction in orange county]]></category>
		<category><![CDATA[new homes in Irivine]]></category>
		<category><![CDATA[New Townhomes in Irvine]]></category>
		<category><![CDATA[Real estate in irvine]]></category>
		<category><![CDATA[townhomes in Irvine]]></category>

		<guid isPermaLink="false">http://www.ocrealestateconsultant.com/?p=2798</guid>
		<description><![CDATA[<p><img src="http://www.ocrealestateconsultant.com/wp-content/uploads/2012/03/new-construction-in-irvine.png" alt=""  width="614"  height="180"  class="woo-image center" /></p>It&#8217;s not uncommon in today&#8217;s real estate market to get a little burnt out as a buyer&#8230; Let&#8217;s face it, there are multiple offers, properties that are listed as active when in reality there not active, and what about repairs, and the overall condition of that home you are considering.  A great alternative right now [...]]]></description>
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		<slash:comments>0</slash:comments>
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